Wallet Features
Core Functionality
1. Multi-Chain Asset Management
Buy: Direct fiat-to-crypto purchases with multiple payment methods
Store: Secure storage for major cryptocurrencies and tokens
Send: Instant transfers with minimal fees
Swap: In-wallet token exchange with competitive rates
2. Visa Card Integration
Virtual Cards
Instant issuance upon wallet setup
No KYC requirements for basic tier
Real-time crypto-to-fiat conversion
Online shopping and subscription management
Physical Cards
Premium metal card design
Global ATM withdrawal access
Contactless payment support
Enhanced spending limits
3. Advanced Investment Tools
Staking Platform
Flexible staking periods: 30, 90, and 365 days
APY rates: 8%, 10%, and 12% respectively
Auto-compounding options
Liquid staking derivatives (coming Q3 2025)
Dollar-Cost Averaging (DCA)
Automated investment scheduling
Multiple frequency options (daily, weekly, monthly)
Portfolio rebalancing features
Historical performance tracking
4. Portfolio Management
Real-Time Tracking
Live price updates across all holdings
Multi-currency display options
Historical performance charts
Asset allocation visualization
Profit & Loss Analysis
Detailed transaction history
Tax reporting exports
Realized vs unrealized gains
Performance benchmarking
Security Architecture
Self-Custody Model
Private keys never leave user's device
Encrypted seed phrase backup
Biometric authentication
Hardware wallet integration support
Security Features
Multi-signature options for high-value accounts
Transaction limits and whitelisting
2FA for sensitive operations
Regular third-party security audits
Reward Mechanisms
1. XP Point System
Daily check-in rewards
Transaction-based points
Milestone achievements
Referral bonuses
2. Staking Rewards
Tiered reward structure based on lock period
Bonus multipliers for GAYA token staking
Compound interest calculations
Early unstaking penalties waived for premium users
3. Airdrop Eligibility
Active user rewards from partner projects
Exclusive access to new token launches
Retroactive rewards for early adopters
Community participation bonuses
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